About Brian Taylor Thank you for visiting my site. I would like to share with you a little about me so you have a better idea of who you are working with from both a professional level and a personal level. Born: Wellsville, NY (South of Buffalo) College: James Madison University, Harrisonburg, Virginia Degrees: Business Management – James Madison University 1995 Accounting – Alfred State College (New York) 1993 Family: Kristin – Wife Kayla – 8 years old Noah - 6 years old Olivia – 3 years old Holly – Chocolate Lab Hobbies: Guitar, Music, Hockey, Golf, Nascar Racing Favorite Band: Rush Favorite Hockey Team: Buffalo Sabres Favorite Golfer: Tiger Woods Favorite Nascar Driver: Jeff Gordon Work Experience: Achieved my “Certified Mortgage Planning Specialist” Certification in July 2007 (I am the 5th person in Charlotte to ever achieve this designation) which teaches how to manage equity and gain high levels of net wealth by using specific tax strategies to protect the liquidity of client’s money, the safety of their money, and optimize the highest rate of return on their money. I teach clients how to use a mortgage to plan for the future to fund children’s college, eliminate the need to depend on Social Security, save for retirement, pay their home off early WITHOUT making extra principal payments, the importance of a “Will”, estate planning, the importance and powerful use of a Life Insurance Policy, and avoiding taxes while achieving these goals. Started my career in the Mortgage Business in 1997 Winner of Pinnacle Club 2007 – Top Originator at First Charter Bank Member of Chairman’s Club 2006, 2005, 2004 – Top 10 Originator President’s Club 2003, 2002, 2001 – Columbia National Mortgage 1999 Top Producer – Homesead USA Currently studying for my “Certified Mortgage Planner” Certification which teaches how to manage equity and gain high levels of net wealth by using specific tax strategies to protect liquidity, safety, and rate of return. Includes strategies to use a mortgage to fund children’s college, eliminate the need to depend on Social Security, save for retirement, and avoid taxes while achieving short and long term financial goals. Well versed in originating Conventional, FHA, VA, Jumbo, and Sub-Prime Loans Extremely focused on customer service and exceeding client expectations Fluent knowledge of how mortgage bonds are traded and how interest rates move Comprehensive knowledge of Mortgage Banking including how loans are originated, processed, closed, and sold on secondary markets Related Knowledge and Experience Certified Mortgage Planning Institute Graduate – July 2007 Member of “By Referral Only” - Strategies to “Wow” clients for life Paul Donahue Presents - Fundamentals of Mortgage Origination 2003 Paul Donahue Presents - Mastery of Mortgage Origination 2004, 2005 Paul Donahue Presents – Our Changing America 2007 Member of “Mortgage Market Guide” – Resource used to get live bond quotes to monitor daily interest rate changes and keep informed on market conditions Member of “Strategic Equity” – Coaching Program designed to teach strategies and systems to maximize the use of a mortgage and manage equity Member of Loan Tool Box – Marketing tools to promote products and information to educate clients · User of “Mortgage Coach” software. Used to illustrate a breakdown of several mortgage loan options, providing a detailed “synopsis” of each loan showing the positive advantages and negative advantages of each choice. A side by side comparison such as this allows me to recommend the product that will best achieve the goals of my clients with the cheapest cost over time and the greatest accumulation of net wealth. Final thought: ‘The “LOWEST” rate on the “WRONG” mortgage strategy does not get you as far as the “RIGHT” rate on the “BEST” mortgage strategy”. My point is this: Rate is not everything – as most clients have been trained to think.